I’m still doing OK with my bills, but I haven’t made much progress on the savings or debt snowball. It’s my own fault, all about me not putting aside my wants so that I can do this. Over the past few months I’ve done more clothes and shoe shopping than I really needed to do. Well, I did need a few progessional tops for hot weather that I could wear to work, but I didn’t need as much as I bought. The good news is I’m actually wearing the shoes and clothes I bought, they aren’t just hanging in the closet. That aside, it wasn’t necessary.

So, I went through my budget and my goal of all debts but student loan paid off by the end of 2008 probably isn’t going to happen. However, I can still get them all paid off before next summer begins – except the student loan, of course.  So, I sent an email to my family that I’m trying to get my savings going and become debt-free so I don’t plan on travelling this year, not even on holidays. I think they’ll be OK with that, but I figured I should put it out there.

I really fell off the wagon for a while, but the economy issue has scared me straight. I’m not all gloom and doom and thinking the world is going to end, but I’m trying to be practical — not easy for me, but necessary.  Also, I work for a nonprofit organization and slashed budgets don’t tend to favor the social services. Of course, that’s when we’re needed the most, but that’s the way it goes. Granted, the nonprofit I work for runs itself like a business and is fantastic, but we still get a lot of our program funding from government grants.

I’ll post more details regarding my goals later, but wanted to post something to remind myself that I’m working on it, if anyone is left out there.