02.22.08
Things are getting better
I think healthwise things are a bit better. I just got back from an extended weekend visiting my sister in San Francisco — which sounds expensive, but I stayed at her place and she used her miles to fly me out, so it was pretty inexpensive and has hopefully helped me rest and get out of this funk I’ve been in. I also found out that she has the same foot problem I do and hers is due to a genetic defect — a bone in her foot that never fused properly and acts up after 35+ years. So, I’ll check it out some more and if I have to get orthotics, so be it. They aren’t cheap but I’d like to be able to walk distances again.
So, onto the real reason for this blog — my finances.
I’m now paying $350 a month to my student loan and plan to start paying more on a monthly basis after I get my smaller accounts paid off. My immediate goal is getting more money into savings so I have my $1k in the bank. My utility bills are up to date and I give about $50 a month to charity and sometimes add a little more. What I’m paying comes out of my paycheck and goes back into the nonprofit where I work, plus I sometimes donate a little money to various preservation and animal charities. It’s not a lot because I really need to be paying off my own stuff, but I feel good giving just a little bit to causes in which I believe. I’m looking forward to the day when I am debt free and all my investment ducks are in a row and I can give more to my favorite charities.
I’m also doing better with the groceries. I admit it — I really don’t like cooking after working all day and we order out more than we should. I’m getting better, though. I find it helps if I cook a bunch of stuff on Sunday and put some in the freezer and some in the fridge for the week. Then I only have to heat up and add vegetables and other quickly-cooked items. I may get back into that habit this weekend. I’m going to my friend’s house Sunday afternoon for the Oscars and Saturday I’m out for most of the day, but I think I can squeeze it in. Also, almost everything I bought last time I shopped (I go every two weeks) was on the Acme flyer as a special, which helped me quite a bit. I buy most of my produce at a little produce place near work and the prices are great and the food is much better than what I get at Acme. I budget a little each paycheck for the produce store.
That’s it. Nothing exciting, but I figure I need to get back in the habit of posting here as I think it helps me keep going.
07.31.07
Avoided shopping spree
Last weekend I bought a nice dress to wear to a work luncheon on Friday. Long story short, all the funders of the programs we’re honoring at the luncheon will be there so I thought I should wear something nicer than my usual skirt and somewhat casual blouse, but everything else is more for fall and winter and it’s hot and humid (read: disgusting) here this week. So, I went to Catherine’s to see what they had, figuring I’d only buy something it if it really looked good, sale or not. I tried on quite a few items that were OK, but not great. Then I tried on a cute dress that looks great and spent $50 on it. Plus, it’s washable!
Sometimes when I buy one item like this it starts a shopping snowball. In the past it has, anyway. On the way to the train station from work I stopped by Dress Barn to see what they had. I actually tried on quite a few items, mostly looked OK and not worth the money, as I’m trying to only buy things that really look good on me, not just “OK.” There was a dress and a beautiful skirt that I put on hold for today, but after thinking about it and looking at my budget, I’m going to call them and ask to put them back out. I really don’t need another skirt unless it’s a plain black knee-length skirt (this isn’t) and the dress is a simple sheath dress that I can get any time. I do plan on buying that dress or something similar to it at some point, as it is a class dress that can be mixed and matched all year, but I don’t have to buy it now.
Whew!